Come Meet Me LIVE and Discover the Truth About Retiring vs Resigning — So You Can Avoid Losing Control, Wasting Thousands on Tax, and Leaving Your Kids With Nothing

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Attention Government Employees

If you’re planning to leave in the next 12 months… STOP!

There’s a lot you haven’t been told about your options when it comes to retiring or resigning.

And if you don’t have the right information, it could cost you hundreds of thousands.

You may have seen it happen. A member who left… and later realised they made a mistake they couldn’t undo.

It also happened to my Dad. He lost over R500,000 when he left government employment.

This was a devastating blow to our family. He had to start a small tuck shop at home, selling sweets and snacks just to survive.

My mum — a full-time housewife — suddenly found herself waking up before sunrise to prepare meals to sell.

They worked for years… just to keep the lights on.
Then, on 28 February 2023, I got a call from my elder brother: “She’s gone! Mum’s gone!”

I rushed over and found my mum lying on the floor next to the stove. She was only 62 years old.

I never got to say goodbye. Losing her was the hardest thing I’ve ever gone through.

But beneath the grief, one question wouldn’t let me go:

Could things have been different? What if my Dad had been given the right information?

He could have made better financial decisions. He could have settled his debts.

No tuck shop. No early mornings. No stress just to survive. And maybe — just maybe — my mum would still be here.

I was only 13 when my Dad left working for the government. There was nothing I could have done.

But now, there is.

I made a promise to my late mum: I never want another government employee to suffer the way they did.

That’s why I’m inviting you to attend this powerful LIVE Zoom Masterclass — created EXCLUSIVELY for Government Employees who are planning to leave within the next 12 months.

This is NOT a recording.

You’ll be joining me LIVE, along with other members who are facing the same decision you are.

Dhevan Naicker

Retire vs Resign Specialist for Government Employees
Certified Financial Planner™
Post Graduate Diploma in Financial Planning (cum laude)

This isn’t just a Masterclass.

It’s your chance to get absolute clarity on everything you need to know to finally make the right choice between retiring and resigning.

The hidden truths about retiring and resigning that THEY don’t want you to know
How to take control of your money and avoid the 7 costly mistakes members make
How government employees are saving hundreds of thousands in taxes—and how you can too.
The hidden risks that cause government employees to run out of money and the steps you MUST take to protect your wealth.
The secret to ensuring your family benefits from your legacy—not the pension fund or investment companies
How government employees are safely growing their capital—and what you need to know to do the same
What you haven’t been told about medical aid—and the hidden trap it sets for government employees
Why you’ll never see your full capped leave payout—and what you should know before deciding to retire or resign
And much, much more

The Ugly Truth About Retiring (or Resigning)
No One’s Telling You

It’s not easy being a government employee.

The work that you do helps to sustain and run our country but you may often be faced with anger and criticism from the public, especially when the smallest things go wrong.

And often whilst you may be doing the best you can, there are aspects that are outside your control. Policies and procedures that restrict you from getting things done the way you like. Decisions made for you where you have no choice but to follow.

Just look at the pension fund. For decades it has come under serious scrutiny. Allegations of fraud, mismanagement, and political interference.

Billions lost in poor investments — like AYO Technologies — with little to no accountability.

Then in 2022, a transformation policy was introduced — redirecting more member money into BEE-backed companies and state-owned entities. And in the back of your mind, you’re wondering…

Could they use my money to fund NHI? Will there be anything left when I need it most?

And then it hits you… What say do I have in any of this?

Nothing.

In the end, all you want is simply peace of mind knowing that when you stop working you have enough money to live comfortably. That you never have to worry about running out.

But then you’re plagued with having to make the decision on whether to retire or resign. There’s limited information out there and worst of all, once you make your choice, there’s no turning back.

On top of that you learn that SARS still wants to have their share of your hard-earned money, despite the hundreds of thousands, possibly millions, you’ve given them over the years.

It feels like everyone else want to profit from what is rightfully your’s, doesn’t it?

What if everything you’ve been told about retiring or resigning… isn’t completely true?

What if it’s actually possible to:

That’s exactly why this Masterclass exists —

To give you the full picture before it’s too late to act.

What Government Employees Are Saying After Attending the Masterclass

Venue: Online via Zoom
Date: 12^th July, 2025
Time: 9am to 11am
Cost: FREE
Eligibility: Government employees only
Capacity: Limited to 100 members

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Retirement Wellness SA, F110A, IZULU OFFICE PARK, REY’S PLACE, BALLITO, 4399, South Africa
Authorised Financial Service Provider FSP 31609
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https://retiresa.co.za

The Retire vs Resign Masterclass DOES NOT provide advice in terms of the General Code of Conduct and therefore you are not afforded the same protections in respect of those additional products or services that may apply in respect of the provision of financial products or services in terms of the Act.

Disclaimer: The guidance on ‘Retire or Resign’ decisions provided here is independent and not issued by or on behalf of the Government Employees Pension Fund (GEPF). We do not act on behalf of the GEPF.